4 Point Inspections in Newnan, GA

Insurance-Required Inspections for Older Homes: Getting homeowners' insurance for an older property? Most insurance companies require a 4 Point Inspection to assess the condition of your home's major systems before issuing or renewing a policy.

What is a 4 Point Inspection?

A 4 Point Inspection is a limited home inspection that evaluates the condition and functionality of four major systems in your home:

1. HVAC (Heating, Ventilation, and Air Conditioning) – Age, type, condition, and functionality of heating and cooling systems

2. Electrical System – Service panel, wiring type, outlets, and any safety concerns

3. Plumbing System – Supply lines, drain lines, water heater age and condition

4. Roofing – Age, condition, remaining life expectancy, and any visible damage

This inspection is typically required by insurance companies for homes that are 25+ years old, though requirements vary by insurer.

Why You Need a 4 Point Inspection

Insurance Company Requirement Many insurance providers won't issue or renew policies on older homes without a recent 4 Point Inspection to assess risk.

Proof of System Updates If you've replaced your roof, HVAC, electrical panel, or plumbing, a 4 Point Inspection documents these improvements for your insurer.

Potentially Lower Premiums Homes with updated major systems may qualify for better insurance rates—your inspection proves the condition of these systems.

Fast Turnaround Unlike full home inspections, 4 Point Inspections are quicker and more affordable, typically completed in 1-2 hours with same-day or next-day reporting.

What's Included in Our 4 Point Inspection

HVAC System Evaluation

• Type of heating and cooling systems

• Age and condition of equipment

• Proper installation and functionality

• Visible defects or safety concerns

Electrical System Assessment

• Service panel type and capacity

• Wiring type (copper, aluminum, knob-and-tube)

• GFCI protection where required

• Visible electrical hazards or outdated components

Plumbing System Review

• Water supply line materials (copper, PEX, galvanized, polybutylene)

• Drain line condition

• Water heater age, type, and condition

• Visible leaks or code violations

Roofing Inspection

• Roof covering type and age

• Overall condition and remaining life

• Visible damage, wear, or defects

• Proper installation and flashing

Who Needs a 4 Point Inspection?

• Homeowners with properties 25+ years old applying for new insurance

• Sellers preparing older homes for sale

• Buyers purchasing older homes who need insurance

• Current homeowners facing insurance renewal requirements

• Property owners switching insurance carriers

4 Point vs. Full Home Inspection

4 Point Inspection:

• Focuses only on four major systems

• Required by insurance companies

• Takes 1-2 hours

• More affordable

• Shorter report format

Full Home Inspection:

• Comprehensive evaluation of the entire property

• Recommended for home purchases

• Takes 2-4 hours

• More detailed and extensive

• Complete report with all findings

Note: A 4 Point Inspection does NOT replace a full home inspection when buying a property. It's designed solely for insurance purposes.

Our 4 Point Inspection Process

Step 1: Schedule Your Inspection Call or book online. Let us know your insurance deadline, and we'll prioritize your inspection accordingly.

Step 2: Quick, Focused Evaluation Our certified inspector evaluates the four major systems, documenting age, condition, and any concerns.

Step 3: Fast Report Delivery Receive your completed 4 Point Inspection report within 24 hours—often same-day for urgent insurance deadlines.

Step 4: Submit to Your Insurer Use your report to complete your insurance application or renewal process with confidence.

Serving Homeowners Throughout Coweta County

We provide 4 Point Inspections in:

• Newnan

• Peachtree City

• Fayetteville

• Palmetto

• Senoia

• Sharpsburg

• And all surrounding South Metro Atlanta communities

Why Choose Spotlight Property for Your 4 Point Inspection?

Insurance-Savvy Inspectors We understand exactly what insurance companies need and provide reports that meet their requirements.

Fast Turnaround. We know insurance deadlines are firm. We work quickly to get you the documentation you need on time.

Certified Professionals Our inspectors have 20+ years of experience and are certified to perform thorough, accurate evaluations.

Clear, Detailed Reports. Your 4 Point Inspection report includes photos and clear descriptions that satisfy insurance company requirements.

Competitive Pricing: Affordable rates for focused inspections without compromising on quality or thoroughness.

Don't Let Insurance Delays Hold You Up

Schedule your 4 Point Inspection today and keep your insurance process on track. Contact Spotlight Property Inspections for fast, reliable 4 Point Inspections in Newnan and Coweta County. We understand insurance requirements and deliver reports that get the job done.